BEA Mastercard Cards

Connected to your account, the BEA Mastercard accompanies you everywhere

BEA Mastercard cards allow you to make payments on Electronic Payment Terminals (EPT) and online, as well as withdrawals from ATMs, in Algeria and internationally, 24/7.

Mastercard BEA

Optimal security

3D Secure

Secure online payments

SMS OTP

One-time code validation

Anti-fraud Ceiling /Spending limit

Enhanced protection

More details in the Security section of our FAQ.

Get your Mastercard

📋 Procedure
📄 Required documents

To obtain a BEA Mastercard:

  • Go to a BEA agency
  • Open a Dinar account
  • Open a foreign currency account (Euro) - mandatory
  • Apply for a card

Residents

  • Copy of national ID card
  • Proof of residence
  • Birth certificate

Non-residents

  • Consular card
  • Birth certificate
  • Proof of residence abroad
mastercard_al

Frequently asked questions

📋 General
📝 Obtaining
💰 Rates
💳 Usage
🔒 Security
🛡️ Loss and theft
What types of Mastercard cards are offered?

Particulier : Prépayée, Classique, Platinum, World Elite

Corporate : Business, World Business

Is the card linked to a checking account or a foreign currency account?

Les cartes sont rattachées à un compte devises (Euro).

Specificity: La carte Prépayée est rattachée à un sous-compte dédié.

Are the cards personalized?

Yes, all BEA Mastercard cards are personalized and can be issued as additional cards.

What is the validity period?

2 years, automatic renewal.

How to get a BEA Mastercard?

Obtaining is done exclusively at a BEA agency:

  • Opening a Dinar account
  • Opening a foreign currency account (Euro)
  • Deposit of complete file
What documents are required?

Résidents :

  • Photocopie carte nationale
  • Proof of residence
  • Birth certificate

Non-résidents :

  • Consular card
  • Birth certificate
  • Proof of residence abroad
What is the processing time?

15 days from the date of submission of the complete file.

Is there a minimum recharge Ceiling /Spending limit?
  • Prepaid card: €50 minimum
  • Account opening: €100 minimum
Can I apply online?

No, subscription is only done in agency.

What are the annual fees?
  • Prepaid: 1,500 DZD
  • Classique: 3,000 DZD
  • Platinum: 10,000 DZD
  • World Elite: 20,000 DZD
  • Business: 12,000 DZD
  • World Business: 17,000 DZD
What are the fees on foreign currency transactions?
Type Euro zone Outside Euro zone
Payment 1,5% 2%
Withdrawal 1,5% + 2€ 2% + 2€
Are there replacement fees?
How to activate the card?

Activation is automatic. The PIN code is given at the agency when collecting the card.

How to fund the card?
  • Debit cards: funding the foreign currency account
  • Prepaid card: cash deposit to fund the sub-account
How to check the balance?

Via the E-Banking BEA application. The card is not visible, but transactions are.

Is the card usable internationally?

Yes, automatic activation for international use.

What is 3D Secure?

3D Secure is a security protocol that authenticates the cardholder during an online payment. A validation code is sent to you by SMS to confirm the transaction.

How does SMS OTP work?

During a sensitive payment, a unique one-time code is sent to you by SMS. You must enter this code to validate the transaction.

What is the anti-fraud Ceiling /Spending limit?

An anti-fraud Ceiling /Spending limit is a maximum amount authorized for transactions, beyond which additional verification is required.

Is mobile validation available?

Mobile validation will be available soon.

What to do in case of loss or theft?

Procedure to follow:

  1. Report the loss/theft to the authorities (police/gendarmerie)
  2. Go immediately to a BEA agency to request the blocking of the card
  3. Provide the declaration receipt to your advisor

SATIM emergency number: +21323480215

What to do in case of fraud?

Report fraud at the agency.

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HEAD OFFICE: 11 Boulevard Colonel Amirouche – ALGIERS BP 323 – ALGIERS GARE R.C. 0011452 B 00

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