Eligibility criteria

  • Hold the status of merchant in accordance with the provisions of the Commercial Code;
  • Be registered with the fiscal and parafiscal system;
  • Keep regulatory accounting books and produce accounting documents;
  • Not operate in a sector prohibited by Islamic Sharia;
  • Have no record of payment incidents with the Bank or any other financial institution;

Financing conditions

The « Mourabaha Merchandise » financing is granted under the following conditions:

  • The financing amount covers up to 90% of the acquisition cost of the merchandise, in the form of a credit line;
  • The total amount granted is not capped and depends on the preliminary assessment of the financing file;
  • The maximum financing period ranges between 03 and 06 months;
  • Specific conditions are established by a contract between the Bank and the client.