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Consumer Goods
Murabaha

Murabaha Consumer Goods

Financing is carried out through Mourabaha Consumer Goods, which is a contract whereby the Bank acquires, at the Client's request, consumer goods manufactured or assembled in Algeria, in order to resell them with a profit margin agreed and set in advance.

Financing request

Following the review of the file and the Bank's approval of financing, the Client proceeds with the payment of the good faith deposit and signs the unilateral purchase commitment.

The Bank purchases the equipment

Acquisition of the equipment and transfer of ownership to the Bank.

The Bank resells the asset to you

Signing of the Mourabaha Consumer Goods sales contract and transfer of ownership to the Client.

Repayment of installments

Payment of fixed installments over a pre-agreed period.

Eligibility criteria
Amount and financing duration

Eligibility criteria

Be of Algerian nationality and resident in Algeria.
Be of legal age and enjoy full civil rights.
Be a maximum of 70 years old at the date of the financing request.
Have stable employment (permanent contract, fixed-term contract, or self-employed with at least one year of activity).
Have stable and regular income greater than 1.5 times the S.N.M.G.
Provide at least 10% of the asset price as a good faith deposit.

Amount and financing duration

We offer the best financing solutions to help you equip yourself with peace of mind.

Financing up to 90% of the total equipment cost.
The financing amount is capped at 1,500,000 DZD, in line with the client’s repayment capacity and current regulations.
The financing duration can range from 12 to 60 months.
No processing fees.

Simulator

Consumer Goods
Murabaha

Murabaha Consumer Goods

Financing is carried out through Mourabaha Consumer Goods, which is a contract whereby the Bank acquires, at the Client's request, consumer goods manufactured or assembled in Algeria, in order to resell them with a profit margin agreed and set in advance.

Financing request

Following the review of the file and the Bank's approval of financing, the Client proceeds with the payment of the good faith deposit and signs the unilateral purchase commitment.

The Bank purchases the equipment

Acquisition of the equipment and transfer of ownership to the Bank.

The Bank resells the asset to you

Signing of the Mourabaha Consumer Goods sales contract and transfer of ownership to the Client.

Repayment of installments

Payment of fixed installments over a pre-agreed period.

Eligibility criteria

Amount and financing duration

Contacts

Links

Financial Results

Consumer Goods Murabaha

Murabaha Consumer Goods

Financing is carried out through Mourabaha Consumer Goods, which is a contract whereby the Bank acquires, at the Client's request, consumer goods manufactured or assembled in Algeria, in order to resell them with a profit margin agreed and set in advance.

Financing request

Following the review of the file and the Bank's approval of financing, the Client proceeds with the payment of the good faith deposit and signs the unilateral purchase commitment.

The Bank purchases the equipment

Acquisition of the equipment and transfer of ownership to the Bank.

The Bank resells the asset to you

Signing of the Mourabaha Consumer Goods sales contract and transfer of ownership to the Client.

Repayment of installments

Payment of fixed installments over a pre-agreed period.

Eligibility criteria

Amount and financing duration

Consumer Goods
Murabaha