Islamic Accounts

Manage your daily transactions with complete peace of mind.

Definition

The Islamic Current Account is intended for individuals or legal entities engaged in commercial or industrial activities. It allows professional operations to be managed securely while respecting Islamic finance principles according to the Qardh Hassan concept.

Why choose the Islamic Current Account?

• - Daily transaction management.
• - 24/7 access via digital services.
• - Products compliant with Shari’a principles.
• - Card, checkbook, and monthly statement.

Features:


• - Deposits and withdrawals
• - Cheque deposits
• - Payments of issued cheques
• - Incoming and outgoing transfers
• - Settlements of cheque withdrawals
• - Collection of commercial papers
• - Debits for due amounts and other fees and commissions
• - All other operations governed by the Bank’s regulatory provisions

Grow your savings while respecting Shari’a principles.

Definition

The Islamic Savings Account is intended for individuals wishing to make remunerated investments according to the Mudaraba principle, where the bank invests the funds in Shari’a-compliant operations.

Why choose the Islamic Savings Account?

• - Permanent access to the account.
• - Generate profits via Mudaraba.
• - Products compliant with Shari’a principles.
• - Passbook and monthly statement.

Features:


• - Deposits and withdrawals
• - Incoming and/or outgoing transfers
• - All other operations governed by the Bank’s regulatory provisions

Invest while respecting your values.

Definition

The Non-Term Restricted Islamic Investment Account corresponds to funds blocked for a specified period generating profits according to the Mudaraba principle.

Why choose this account?

• - Funds immobilized for a chosen duration.
• - Investment compliant with Shari’a principles.
• - Advantageous profit-sharing ratios.
• - No deposit ceiling.

Features:


• - Investment from 50,000 DZD
• - Investment terms from 3 to 60 months and beyond
• - Advantageous profit-sharing ratios
• - No deposit ceiling
• - All other operations governed by the Bank’s regulatory provisions